Terms & Conditions for InstaMoney

By downloading or using this application, you agree to be bound by these Terms & Conditions. Please read them carefully before using the app.

1. Nature of Service

InstaMoney is a loan discovery and financial information platform.

We do not provide loans, credit, or financial services directly. The app allows users to submit loan-related requests and connects them with third-party financial service providers ("Providers").

All loan approvals, interest rates, terms, and disbursement are handled solely by the respective Providers.

2. User Responsibilities

By using this app, you agree that:

  • The information you provide is accurate and complete

  • You will use the app only for lawful purposes

  • You understand that submitting a request does not guarantee approval

  • You will review all terms provided by third-party Providers before proceeding

3. Data & Privacy

The app may collect and process personal information you provide to facilitate your loan request.

Your data may be shared with authorized third-party Providers for evaluation purposes only.

We implement reasonable security measures to protect your information. For more details, please refer to our Privacy Policy.

4. Third-Party Services

This app may integrate or interact with third-party services and Providers.

We are not responsible for:

  • Loan approval or rejection

  • Interest rates, fees, or repayment terms

  • Any agreement between you and the Provider

All transactions and communications are directly between you and the Provider.

5. EMI Reminder & Financial Tools

The app may provide tools such as EMI calculators, reminders, and financial insights.

These tools are for informational and planning purposes only and should not be considered financial advice.

6. Connectivity & Charges

Some features of the app require an active internet connection.

You are responsible for any data charges incurred through your mobile network provider.

7. Restrictions

You agree not to:

  • Copy, modify, or distribute the app

  • Attempt to reverse engineer or extract source code

  • Use the app for illegal or fraudulent purposes

8. Intellectual Property

All content, design, and software within the app are the property of Shaliza Lisa and are protected by applicable intellectual property laws.

9. Disclaimer

The app is provided on an “as is” basis.

We do not guarantee:

  • Loan approval

  • Specific interest rates

  • Availability of any financial service

All decisions are made by third-party Providers.

10. Updates & Changes

We may update or modify the app and these Terms at any time. Continued use of the app indicates your acceptance of the updated Terms.

11. Termination

We reserve the right to suspend or terminate access to the app if these Terms are violated.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

Contact Us

If you have any questions regarding these Terms, you may contact us:

Email: shalizalisa1959@gmail.com / support@instamoney.solutions